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We cut through the jargon, and wade through the small print, bringing you up to speed in minutes on your Credit Card choices in Canada.  We update our figures frequently to bring you the latest money saving deals. And the best bit? Our service is completely free.


We give you a clear view on what a card delivers, providing you the confidence in making the right choice for you at this time. You can then apply online to begin saving now.

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ProviderCardTypeAnnual
Fee		Monthly
Interest		DetailApply
Scotiabank  Scotia-Line Visa VISA $ 0.00 5.25%
Scotiabank  ScotiaLine for Business VISA Mastercard $ 0.00 5.25%
National Bank  Business Line MasterCard® Mastercard $ 50.00 7.00%
Capital One Bank  Platinum MasterCard 7.99% MasterCard $ 0.00 7.99%
Coast Capital Savings  VISA Desjardins Platinum VISA $ 0.00 9.90%
ATB Financial  Preferred Fixed Rate MasterCard MasterCard $ 29.00 9.90%
Coast Capital Savings  Coast VISA Desjardins Modulo* GOLD VISA $ 50.00 9.90%
Desjardins  VISA Desjardins Modulo Gold VISA $ 50.00 9.90%
Desjardins  VISA Desjardins Platinum VISA $ 130.00 9.90%
Alterna Bank  Platinum Plus MasterCard $ 0.00 9.99%
Alterna Savings  Platinum Plus MasterCard $ 0.00 9.99%
National Bank  Synchro MasterCard MasterCard $ 35.00 10.00%
Coast Capital Savings  VISA Desjardins Business Card Mastercard $ 50.00 10.25%
CIBC  CIBC Aerogold® VISA Card for Business  Mastercard $ 180.00 10.90%
Citizens Bank of Canada  Shared Interest Classic With Low Rate VISA $ 25.00 11.25%
Vancity Credit Union  enviro Classic VISA with Low Rate VISA $ 25.00 11.25%
Citizens Bank of Canada  Shared Interest Gold With Low Rate VISA $ 45.00 11.25%
Vancity Credit Union  enviroGold VISA with Low Rate VISA $ 45.00 11.25%
Citizens Bank of Canada  Shared Interest Classic My Visa Rewards Plus & Low Rate VISA $ 50.00 11.25%
Vancity Credit Union  enviro Classic VISA with Low Rate and Rewards VISA $ 50.00 11.25%
Vancity Credit Union  enviroGold VISA with Low Rate and Rewards VISA $ 115.00 11.25%
Citizens Bank of Canada  Shared Interest Gold My VisaRewards Plus & With Low Rate VISA $ 145.00 11.25%
Scotiabank  Value® VISA VISA $ 29.00 11.40%
BMO Bank of Montreal  Mosaik w/Low Rate Option MasterCard $ 35.00 11.40%
BMO Bank of Montreal  Mosaik w/1% CashBack + Low Rate MasterCard $ 84.00 11.40%
Laurentian Bank  VISA Black Reduced Rate VISA $ 25.00 11.49%
Royal Bank  VISA Classic Low Rate Option VISA $ 21.00 11.50%
CIBC  CIBC Select VISA Card VISA $ 29.00 11.50%
HSBC Bank Canada  HSBC Low Rate MasterCard MasterCard $ 25.00 12.90%
HSBC Bank Canada  HSBC Low Rate MasterCard with Rewards MasterCard $ 60.00 12.90%
Capital One Bank  Guaranteed Secured MasterCard: Low Rate MasterCard $ 69.00 12.90%
Capital One Bank  Gold MasterCard: Low Rate MasterCard $ 79.00 12.90%
HSBC Bank Canada  HSBC Low Rate Gold MasterCard MasterCard $ 85.00 12.90%
HSBC Bank Canada  HSBC Low Rate Gold MasterCard with Rewards MasterCard $ 120.00 12.90%
Scotiabank  NO Fee Value VISA VISA $ 0.00 13.90%
MBNA Canada Bank  CARP MasterCard MasterCard $ 0.00 16.99%
MBNA Canada Bank  Canadian Wildlife Federation MasterCard MasterCard $ 0.00 16.99%
MBNA Canada Bank  Royal Canadian Geographical Society MasterCard MasterCard $ 0.00 16.99%
Citibank Canada  Citi Platinum MasterCard MasterCard $ 0.00 17.90%
MBNA Canada Bank  Platinum Plus MasterCard MasterCard $ 0.00 17.99%
MBNA Canada Bank  Gold MasterCard MasterCard $ 0.00 17.99%
MBNA Canada Bank  Eco-logique MasterCard MasterCard $ 0.00 17.99%
MBNA Canada Bank  Ducks Unlimited MasterCard MasterCard $ 0.00 17.99%
MBNA Canada Bank  Humane Society of Canada MasterCard MasterCard $ 0.00 17.99%
Amex Bank of Canada  Costco Platinum Cash Rebate Card American Express $ 0.00 18.25%
Coast Capital Savings  Coast VISA Desjardins Elegance GOLD VISA $ 0.00 18.40%
Coast Capital Savings  Coast VISA Desjardins Classic VISA $ 0.00 18.40%
Coast Capital Savings  Coast VISA Desjardins Student VISA $ 0.00 18.40%
Desjardins  VISA Desjardins FOR STUDENTS ONLY VISA $ 0.00 18.40%
Desjardins  VISA Desjardins Classic VISA $ 0.00 18.40%
Desjardins  Classic – Oxfam-Québec VISA $ 0.00 18.40%
Desjardins  Classic – Amnesty International VISA $ 0.00 18.40%
Desjardins  Classic – RONA Mastercard $ 0.00 18.40%
Coast Capital Savings  Coast VISA Desjardins Odyssey GOLD VISA $ 99.00 18.40%
BMO Bank of Montreal  Mosaik MasterCard MasterCard $ 0.00 18.50%
CIBC  CIBC Classic VISA Card VISA $ 0.00 18.50%
CIBC  CIBC Platinum VISA VISA $ 0.00 18.50%
Citibank Canada  Citi MasterCard MasterCard $ 0.00 18.50%
Citibank Canada  Citi Gold MasterCard MasterCard $ 0.00 18.50%
Amex Bank of Canada  Air Miles Credit Card American Express $ 0.00 18.50%
CIBC  CIBC Classic VISA* Card for Students  VISA $ 0.00 18.50%
GE Money Canada  GE Money MasterCard MasterCard $ 0.00 18.50%
GE Money Canada  GE Money Business MasterCard Mastercard $ 0.00 18.50%
Royal Bank  VISA Platinum VISA $ 0.00 18.50%
Royal Bank  VISA Gold VISA $ 0.00 18.50%
Royal Bank  VISA Classic VISA $ 0.00 18.50%
Royal Bank  VISA Classic Student VISA $ 0.00 18.50%
Scotiabank  L'earn VISA VISA $ 0.00 18.50%
Scotiabank  Scotia Money Back Visa VISA $ 8.00 18.50%
Royal Bank  VISA Classic II Student VISA $ 15.00 18.50%
BMO Bank of Montreal  Mosaik w/Silver Travel Protection Option MasterCard $ 29.00 18.50%
CIBC  CIBC US Dollar VISA Mastercard $ 35.00 18.50%
BMO Bank of Montreal  Mosaik w/Silver Travel Medical MasterCard $ 49.00 18.50%
BMO Bank of Montreal  Mosaik w/1% CashBack Reward Option MasterCard $ 49.00 18.50%
Amex Bank of Canada  Air Miles Platinum Credit Card American Express $ 50.00 18.50%
BMO Bank of Montreal  Mosaik w/Gold Travel Protection MasterCard $ 60.00 18.50%
BMO Bank of Montreal  Mosaik w/Gold Travel Medical MasterCard $ 89.00 18.50%
BMO Bank of Montreal  Mosaik w/Air Miles 1/15 MasterCard $ 90.00 18.50%
Scotiabank  ScotiaGold Passport™ VISA VISA $ 110.00 18.50%
BMO Bank of Montreal  Mosaik w/1/$15+ Silver Travel Protection MasterCard $ 119.00 18.50%
National Bank  Premia MasterCard with Rewards Mastercard $ 105.00 18.80%
ATB Financial  Alberta MasterCard MasterCard $ 0.00 18.90%
ATB Financial  Students First MasterCard MasterCard $ 0.00 18.90%
National Bank  Premia MasterCard Mastercard $ 45.00 18.90%
ATB Financial  Gold Cash Rewards MasterCard MasterCard $ 69.00 18.90%
ATB Financial  Gold My Rewards MasterCard MasterCard $ 89.00 18.90%
ATB Financial  Platinum Rewards MasterCard MasterCard $ 120.00 18.90%
Citibank Canada  Diners Club Card MasterCard $ 99.00 18.95%
Diners Club International  Regular Rate Platinum MasterCard $ 99.00 18.95%
Amex Bank of Canada  Holt Renfrew American Express $ 0.00 18.99%
MBNA Canada Bank  TravelRewards Platinum Plus MasterCard MasterCard $ 89.00 18.99%
Desjardins  VISA Desjardins Odyssey GOLD VISA $ 90.00 19.40%
Desjardins  Odyssey GOLD – Oxfam-Québec VISA $ 90.00 19.40%
CUETS Financial  Student MasterCard® MasterCard $ 0.00 19.49%
Laurentian Bank  VISA Black VISA $ 0.00 19.49%
CUETS Financial  Low Fee MasterCard® MasterCard $ 12.00 19.49%
Laurentian Bank  VISA Black Reward ME VISA $ 19.92 19.49%
Laurentian Bank  Visa Black for Students VISA $ 19.92 19.49%
CUETS Financial  Low Fee CHOICE REWARDS® MasterCard® MasterCard $ 24.00 19.49%
CUETS Financial  Student CHOICE REWARDS® MasterCard® MasterCard $ 24.00 19.49%
CUETS Financial  Low Fee Gold MasterCard MasterCard $ 35.00 19.49%
CUETS Financial  Low Fee Gold CHOICE REWARDS® MasterCard® MasterCard $ 59.00 19.49%
CUETS Financial  Business MasterCard® Mastercard $ 60.00 19.49%
Laurentian Bank  VISA Gold Passport VISA $ 90.00 19.49%
CUETS Financial  Gold MasterCard® MasterCard $ 96.00 19.49%
CUETS Financial  Platinum Class MasterCard MasterCard $ 150.00 19.49%
CIBC  CIBC Dividend Card VISA $ 0.00 19.50%
Citizens Bank of Canada  Shared Interest Classic My Visa Rewards Plus VISA $ 0.00 19.50%